Planned changes to the healthcare system and the growing financial needs of the National Health Fund (NFZ) are presenting Polish entrepreneurs with new challenges. According to the latest analyses and expert opinions, the current model for calculating health insurance contributions may soon undergo a significant change, which for many taxpayers will mean a higher burden. At Global Tax Partners, we keep our finger on the pulse to help you prepare for the upcoming changes to the rules.
Why does an increase in health insurance contributions seem inevitable?
Experts point to several key factors that are forcing a review of the existing rules:
- Rising system costs: Spending on digitalisation, modern medical technology and higher salaries in the healthcare sector creates an enormous need for capital.
- A gap in the NFZ budget: Current contribution income does not fully cover growing demand, which forces legislators to look for new sources of funding.
- Simplicity vs. solidarity: The debate continues over whether the contribution should be a flat rate or depend on actual income, which directly affects people running a business.
What does this mean for your business?
For entrepreneurs, every change in the amount of the health insurance contribution has a real impact on business profitability. Whether you are taxed under the general rules, at the flat tax rate or under the lump-sum regime, you must be prepared to review your tax strategy.
At Global Tax Partners, we analyse every scenario so that our clients can adjust their form of taxation in advance to a changing legal environment. Remember that tax optimisation is not only about reacting to changes, but above all about anticipating them.
How can Global Tax Partners help?
Our firm offers comprehensive support in the following areas:
- An audit of your current form of taxation in terms of contribution burdens.
- Advice on choosing the most favourable settlement model for 2026 and subsequent years.
- Ongoing monitoring of changes in tax legislation.
Don't be caught off guard by the changes. Please get in touch with our experts, who will help protect your company's finances in the face of the coming reforms.
Have a question about this?
The first consultation is free - let us talk about your situation.
